Carolina Panthers (4-2) at Chicago Bears (2-4)
This line was -4.5 in favor of the Panthers in Chicago last week on the early line, but, in the past week, the Bears won in Baltimore in a game in which they didn’t allow an offensive touchdown and the Panthers lost at home to the Eagles and lost All-Pro linebacker Luke Kuechly with a concussion. The Panthers are expected to get center Ryan Kalil back for the first time since week 1, but fill-in Tyler Larsen was playing pretty well, so he won’t be a huge upgrade and Kuechly is irreplaceable on this defense.
Despite that, this line only moved from 4.5 to 3.5. I thought we were getting good line value at 4.5 on the early line, but the value is even better at 3.5 given the Kuechly injury. Without Kuechly, I only have the Panthers about 2.5 points better than the Bears in my rankings, so we’re getting serious line value with the hometown Bears, especially considering 1 in 4 games are decided by a field goal or less. The Bears are just 2-4, but they came close to beating both the Falcons and the Vikings. They have an above average defense, they run the ball well, and rookie quarterback Mitch Trubisky gives their offense a higher ceiling, even if his receiving corps are a major problem. They should be able to keep this close at home against a banged up Carolina team they and have a decent chance to pull the upset straight up.
Chicago Bears 17 Carolina Panthers 16 Upset Pick +150
Pick against the spread: Chicago +3.5