Chicago Bears (10-4) at San Francisco 49ers (4-10)
The Bears have been better than their record all season. Even at 10-4 with the 3rd best record in the NFC, the Bears are better than that suggests, as their 4 losses came by a combined 14 points, including one game with a backup quarterback. Despite starting a backup quarterback for two games, the Bears still rank 1st in the NFL in first down rate differential at +6.57% and 2nd in NFL in point differential at +119. Because of that, I’ve picked them against the spread in every game but two this season and they are 10-2 ATS in those 12 games.
That being said, I’m not going to be taking the Bears this week because the 49ers are also better than their record suggests. They are only 4-10, but they are 3-3 since turning to 3rd string quarterback Nick Mullens, who has played pretty well. They have moved the chains at a 38.16% rate in those 6 games, as opposed to 35.17% in CJ Beathard’s 5 starts. More important, Mullens has committed just 6 turnovers in 6 games, while Beathard committed 10 in 5 games.
Making the 49ers’ recent record more even more impressive is the fact they haven’t gotten a single takeaway over that 6-game stretch. In fact, they are -9 in turnover margin over that time frame, including -2 in their 3 wins. Turnover margins tend to be inconsistent and unpredictable on a week-to-week basis and this defense has played well enough (36.88% in first down rate allowed at 18th) that they should be able to get more takeaways going forward. This is a quietly capable team with Mullens under center.
We’ve lost line value with the 49ers due to their recent upset wins over Denver and Seattle, as this line has dropped to Chicago -4 from Chicago -6 on the early line last week, but the Bears have also lost stud safety Eddie Jackson to an ankle injury in the past week, so that line movement is more than justified. An All-Pro caliber player, Jackson’s absence is worth at least 2-3 points. We’re not getting enough line value with the 49ers to take them with any confidence, but they should be the right side for pick ‘em purposes.
Chicago Bears 23 San Francisco 49ers 20
Pick against the spread: San Francisco +4